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Every article, all in one place

Browse by topic, or scroll the full archive. New posts go up regularly across budgeting, saving, investing, debt, and side income.

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Retirement

June 24, 2026 · 10 min read

No Savings at 50? Here Is How to Catch Up Before Retirement

Reaching 50 with little or no retirement savings is more common than you think — and with catch-up contributions, peak earning years, and 15 years of compounding still ahead, it is genuinely fixable. Here is the realistic plan.

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Retirement

June 24, 2026 · 9 min read

Average 401k Balance by Age in 2026: How Does Yours Compare?

The average American 401k balance in 2026 is $167,970 — but the median is just $44,115. See the average 401k balance by age and exactly how to catch up if you're behind.

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